How many live in your Household?
hat are the income limits of the First Time Homebuyer Program?
Real Estate 101:
Owning Your First House Just Got Easier
Florida's First Time Homebuyer Program
T
C
W
he American Dream is alive and well.
The income limits are determined by county and by number of individuals living in your household. Each county also has a specific limit on the home's purchase price which is based on the average purchase prices within the county. For a better understanding of the income and purchase price limit for Polk County, click on the number of people living in your household.
all John Carter or a participating Polk County Lender for more information!
John Carter is a Coldwell Banker Realtor in Polk County Florida specializing in residential sales.
or call (863) 529-7488
For more information call
(863)
529-7488
Our community "Heroes", including teachers, firefighters, healthcare workers, police officers, as well as active duty and veteran military personnel could be eligible for lower interest rates. To view the state's First Time Homebuyer Brochure click here.
SunTrust Mortgage
Timothy Sutherland 410-729-8850
Bank of America
Greg Shannon 863-508-1540
LuAnn King 863-616-5324
Melanie Young 863-616-5337
National City Mortgage
Vilma E. Akins 863-284-3720
Andy Sowell 853-802-6272
Diane Castaldi 863-802-6260
Mercantile Bank
Joseph Castellanos 863-687-6772
Janie Trimble 863-687-6772
Shelter Mortgage
Renee Briggs-Hawk 863-682-7500
Lynda Mattson 863-682-7500
R-G Crown Bank
Marylin Kirkland 863-513-1030
Paramount Mortgage
Lisa Dunham 863-687-0126
Galinda Fleming 863-687-7475
Regions Bank/Regions Mortgage
Sara S. Edwards 863-324-6170
W
hy use Realtor John Carter?
I have the professional knowledge and experience to find you the home you've always dreamed of and can assist in answering your questions about Florida's first time homebuyer program or real estate in general. Buying a home is a major investment. Here is how I can help:
- Negotiation Skills - Great real estate agents know how to negotiate. I represent you and your interests in the negotiation of home price, anything that needs to be addressed after the home inspection, closing details and the like. Using me as your real estate agent can mean saving thousands of dollars.
- Experience - Looking for a home and getting through the closing process the first time can be incredibly intimidating. I have the experience to guide you through this process as well as the knowledge of neighborhoods, homes or condos on the market and properties coming on the market that will help you find the home of your dreams.
- Resources. Finding a home inspector, termite inspector, an appraiser, and a mortgage broker all within the short time available during the home purchasing process can all be arduous and painful. I have contacts in all of these areas.
Of this I can assure you, no one will work harder for you. Call me at (863) 529-7488 today to start your hunt for your dream home!
Owning a home really is the American Dream. Saving the money needed for the downpayment and closing costs is often the biggest obstacle. If you are a first time homebuyer, the state of Florida may help you with down payment and closing costs and provide low cost, fixed rate mortgages. Yes, thats right. The goverment can help finance your first home. Several different programs are available. Of course, there are a few rules. Eligible applicants include individuals who:
- don't own their current home
- don't claim their mobile home as real property
- haven't owned a home within the past three years
- have established credit worthiness
- have an annual income that does not exceed program limits
